Unlocking the Secrets of Your 401(k) Plan 

A 401(k) is a retirement savings account offered by employers. 

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You can contribute pre-tax money, lowering your taxable income. 

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Employers often match contributions, boosting your savings. 

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Funds grow tax-deferred until withdrawal, usually at retirement. 

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Investment choices include stocks, bonds, and mutual funds. 

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Early withdrawals may incur penalties and taxes. 

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Regularly review and adjust your investments to align with goals. 

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