How to Avoid Bank Fees: Simple Strategies 

Opt for a bank with no monthly maintenance fees. Look for accounts that waive fees if you maintain a minimum balance or have direct deposits. 

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Use ATMs within your bank’s network. Avoid out-of-network fees by sticking to ATMs affiliated with your bank or credit union. 

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Set up account alerts to monitor balances. Receive notifications for low balances to avoid overdraft fees and keep track of your spending. 

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Enroll in paperless statements. Many banks charge fees for paper statements, so switch to electronic statements to save money. 

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Keep a close eye on your account balance. Regularly checking your balance helps prevent overdrafts and unexpected fees. 

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Avoid excessive withdrawals or transfers. Some banks impose fees for too many transactions, so plan your withdrawals and transfers carefully. 

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Use automatic payments to avoid late fees. Set up automatic bill payments to ensure timely payments and avoid late charges on bills and loans. 

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