Pay your bills on time. Late payments can lower your credit score significantly.
Keep your credit card balances low to avoid negative impacts on your score.
Avoid opening too many new credit accounts at once to prevent drops in your score.
Regularly check your credit report for errors and dispute any inaccuracies you find.
Keep old accounts open to maintain a longer credit history, which helps your score.
Pay down high-interest debt to reduce your credit utilization ratio.
Use a mix of credit types, like loans and credit cards, to improve your credit profile.