Opt for a bank with no monthly maintenance fees. Look for accounts that waive fees if you maintain a minimum balance or have direct deposits.
Use ATMs within your bank’s network. Avoid out-of-network fees by sticking to ATMs affiliated with your bank or credit union.
Set up account alerts to monitor balances. Receive notifications for low balances to avoid overdraft fees and keep track of your spending.
Enroll in paperless statements. Many banks charge fees for paper statements, so switch to electronic statements to save money.
Keep a close eye on your account balance. Regularly checking your balance helps prevent overdrafts and unexpected fees.
Avoid excessive withdrawals or transfers. Some banks impose fees for too many transactions, so plan your withdrawals and transfers carefully.
Use automatic payments to avoid late fees. Set up automatic bill payments to ensure timely payments and avoid late charges on bills and loans.